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Stripe Atlas vs Wave

Two idea-validation tools side by side: pricing, what they are good at, and where they fall short.

Stripe Atlas

Form a US company and open a bank account from anywhere

Paid from $500/mo · score 7.5

Pros

  • Works for non-US founders
  • Company, EIN, bank and Stripe account in one flow
  • Clear flat fee

Cons

  • US entity means US taxes and filings
  • Overkill for a local business

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Wave

Free invoicing and accounting for small businesses

Freemium · score 7.0

Pros

  • Free invoicing and bookkeeping
  • Simple for non-accountants

Cons

  • US and Canada focus for payments
  • Payroll and payments are paid add-ons

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Our pick: Stripe Atlas for founders outside the US starting a US company